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      Archive for the ‘Saving Money’ Category

      HARD ECONOMIC TIMES HAVE CONSUMERS CANNING IT

      Thursday, July 2nd, 2009

      As America struggles with the difficult economic times we’re experiencing and more and more families are trying to stretch their budget and reduce their debt, a blast from the past is quickly making a strong comeback … canning. As the cost of food has continued to rise and the economy has continued to go down, many consumers are trying to manage their monthly debt in less high tech methods and returning to the “good old days” such as growing and canning their own fruits, vegetables, sauces and preserves as a way of saving money and managing the budget.

      Although most have turned to canning as a means of saving money, there is another reason people are turning to growing their own these days, and that being the constant barrage of food product recalls and salmonella outbreaks.

      A literature professor who chronicles her methods of trying to get out of credit card debt says that although canning began as a way to practice better debt management and save money, it has also become a big plus for her to know where the foods are coming from, and what is in them too, not just the money she’s saving.

      While many people canning today will buy their produce from a local farmers market to supplement their own home gardens, suppliers of garden related products and seeds say they have seen their business increase as much as 38% over the last 14 months. The trend is also reflected in the sales at Jarden Home Brands, who supplies the popular Ball canning products, where it is reported that sales of canning products have increased almost 30% this year and plastic freezing containers have doubled from last year according to data from Information Resources Inc.

      At the University of New Hampshire Cooperative Extension, Alice Mullen has said that the canning demonstrations at the local farmers markets around the state have been drawing much larger crowds. The people are saying the need to reduce their personal grocery debt and the uncertain future of the economy are a big stimulus to the initial reason for canning.

      However, many also say the thought of paying higher prices for foods packed with salt, preservatives and other unhealthy items may keep them canning permanently for the health of their families and saving money, the future of the economy won’t really be a factor any longer.

      MONEY SAVING REASONS TO BUY A HOME NOW

      Friday, June 26th, 2009

      When thinking of how to save money when it comes to buying a home the most obvious answer is price, buying at the right time of course is the preeminent answer, but it certainly is not the only one.

      The present economy and the banking meltdown have brought and continue to bring housing prices to their knees all across the United States, and the world for that matter.

      Although this has wreaked havoc on our economy for the most part, there is an upside, in that it is making home ownership affordable once again. It has engendered some of the most affordable conditions for home ownership as we have seen since the early 1980’s, both in terms of median home prices and interest rates.

      Using Florida as a barometer, where less than 1/3 of the homes sold in south Florida i.e. Palm Beach County and the Treasure Coast were priced within the median range affordable to median range income families, whereas today more than half are attainable for median income families now, and the prices are still dropping as foreclosures continue to flood the markets.

      With the savings in home prices, fantastically low interest rates, and the government stimulus $7500.00 tax break (that you don’t have to repay) all have made home buying a savings bonanza for those with good credit and a job.

      Analysts are speculating that despite rising unemployment the economy will make a comeback as people are buying homes again, and they begin spending money to furnish them and spend even more on all the other extraneous expenses that come with home ownership.

      Eventually that will turn into jobs for those out of work, which will in turn improve the economy, as one feeds the other in a trickle down effect, and before you know it our economy will be rebounding.

      So, if you are one of those people fortunate enough to still have your job, have been watching your debt management carefully and saving your money the time couldn’t be better to save double and even triple digit figures on buying a home today, without putting yourself into a debt situation you can’t afford.

      Beware though the savings out there may tempt you to go beyond your means because there are so many great buys, but just remember how we got to where we are today … by living beyond our means not practicing good debt management, not saving enough money for; emergencies, job loss, health problems, or a tanking economy!

      CRUISING THE SEVEN SEAS IS THE BEST WAY TO SAVE MONEY

      Wednesday, June 24th, 2009

      As Americans are tightening the purse strings on their budgets and managing debt wisely by bargain hunting for their purchases, goods and services, one of the best bargains around continues to be the cruise industry.

      The basement bargains already offered by cruise lines has just gotten even better for those seeking to save money on vacations, for the first time they are now including air fare in their package pricing on “Repositioning Cruises”.

      A repositioning cruise takes place in late March or April, when cruise lines have to move their ships from port in the Caribbean to their European destinations, primarily the Mediterranean, where they will be spending the summer. They also take place in October and November when they must return to the Caribbean where they spend the winter months.

      Due to the fact that these repositioning cruises include at least a six day crossing of the Atlantic, without making any stops, these cruises are not the most popular with the traditional cruise vacationers, and therefore must be priced at near sacrificial rates in order to fill up the voyage. However, air fare was never included before, leaving travelers uncertain as to what the total cost of their passage would be.

      For the first time travel brokers are offering cruise package prices that include air fare; for as little as $999.00 to $1,499.00 per person for repositioning cruises, with some packages including transportation and hotel accommodations at a 4 star hotel as well.
      There are various money saving cruises to choose from and different departure ports, to view these offers you can go to; TravelThemesandDreams.com or www.vacationstogo.com or cruisewizard.com.

      With all of us watching our budget and reducing our debt, cruising the high seas for up to 15 days all expenses included for as little as 999.00 per person is good debt management and money saving too, because staying home on vacation for two weeks could surely cost us more easily!