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The Debt Management Center is the starting point for a debt free life. Here you can access the Debt Management Program's auto enrollment section and our free bill reminder tool in addition to many other tools and debt management resources. Debt Management plans help you manage unsecured debts including credit card debt, medical bills, service charges, personal loans, signature loans, store credit or charge accounts, gas charge accounts and certain installment loans. They reduce overall monthly debt, save on interest fees, help you to establish a monthly household budget, improve your credit rating by paying creditors in a timely fashion and end collection calls to your house.
The Debt Management Program has a "fixed monthly consolidated payment" which is calculated according to the lowest payment amount accepted by your creditors. The agency you have hired will distribute the amount of your "fixed monthly consolidated payment" to each creditor. Most creditors will only reduce or stop your interest fees if their minimum payment is met, but if so, the interest rate reduction with these programs can range from no change to the freezing of interest depending on the creditors policy. This can save you thousands because rates that are usually 12%-24% can get reduced to 10%, 8%, 6% or 0%.

Debt Consolidation Connection is proud to offer our new Bill Reminder tool for free. Track all your bills with ease from your desktop. The program is easy to use and notifies you of any upcoming bills. The Bill Reminder allows you to enter the details of all your bills, including a URL section to add the web address of your creditor's payment page. You can also set the time in which you would like to be notified of upcoming bills.
It's absolutely FREE. Please take a moment to download and install the Bill Reminder tool. Try it out and let us know what you think.
Bill Reminder User Guide
Debt Consolidation Connection interviews finance expert Scott Tennell to provide you with the facts on loan modifications. The financial melt down of 2008 and 2009 has left many homeowners owing more on their house than it is worth and/or unable to make their monthly payments. As part of the national effort to help home owners in this situation we provide step by step instructions on how to perform a loan modification without paying someone else to do it for you.