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Debt Negotiation

What type of debts do Credit Counselors handle?
Credit Counselors work with "unsecured" debt, or debt not secured with collateral. These debts include credit cards, medical and legal bills, judgments, unsecured or personal loans of any type, retail debt, debt owed after repossession, and accounts in collections.

Can you help put an end to creditor harassment?
One of the main reasons people consider bankruptcy is to escape the imprisonment felt by phone harassment from creditors. One of the first steps taken after you enroll in a program is that notification letters are sent to your creditors advising them to only have direct contact with your Credit Counselor as they are working on your behalf.