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Some may consider consumer credit counseling when feeling financial stress
01/27/2010
Difficulties in trying to pay off debt can lead to more than just a difficult financial situation.
A recent survey from Harris Interactive shows that many people feel as though financial stress can also lead to health problems. Of those polled 90 percent said that pressures involving money can have a negative result on a person's health.
"These responses indicate that a significant number of Americans may be in debt, without a clear plan to solve their financial problems," said Pierre Habis, executive director of Union Bank, which commissioned the survey.
The survey also shows that some respondents feel as though they may not be prepared for difficulties that could come throughout the year. Of those polled, 61 percent said they don't think they have enough money saved in order to deal with a rough patch that may appear in 2010.
However, there are options for consumers who are feeling the pull of a difficult financial outlook. Consumers may consider on focusing on a budget, which could help them achieve certain goals.
If they find they have trouble setting up a budget, some people may consider visiting a consumer credit counseling service, which can aid them in analyzing their finances, which can lead to better financial habits.
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