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Keeping track of bills important for financial management, and debt consolidation may provide way to do it
By Oscar Monfort on May 23rd, 2010
Graduating from college means a whole new list of responsibilities for former students, including making sure they handle their finances correctly.
In a recent blog post from San Francisco Chronicle, reporter Erica Sandberg spoke with Alexa von Tobel, a graduate of Harvard University who runs a personal finance website for women. Von Tobel said there were a number of things new graduates can do when trying to set themselves on the way toward better money management.
For example, young people should make sure they set up a budget, which will help show them where they can trim costs and find funds for savings.
"You've got to know how much your life will cost as well as how to reduce those figures," the blog said.
Recent graduates should also make sure they pay their bills on time, including those associated with credit cards. However, some people may find it difficult to both pay off debt and keep track of all their statements.
These consumers may consider debt consolidation, which can reduce the number of bills a person gets in a mail while presenting a lower interest rate than is offered on their existing credit card accounts.
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