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Though some consumers confident, others may consider debt management to deal better with
01/17/2010
Despite all the bad news that's been floating around about the state of the economy, a recent survey shows some consumers are feeling positive about 2010.
According to the poll taken for ING Direct USA, 43 percent of respondents said they are optimistic when it comes to 2010 and their personal finances. The survey also showed that spending less and dealing with personal finances are top goals for those polled.
"Having a savings account with emergency funds, managing expenses to avoid late fees and interest payments, and eliminating debt should be top priorities this year," Srkadi Kuhlmann, president of the company, said.
The survey showed that 64 percent of respondents plan on saving more this year. Furthermore, 89 percent said that building an emergency fund is important, while 91 percent said the same about spending less money this year.
However, given financial concerns, some consumers may not be able to save more because of the high amount of money they owe. Some consumers may consider a debt management plan, which could help them lower their interest payments and pay off credit card debt more quickly.
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